Residential and Commercial Mortgage Brokerage
1751 Norfolk ▪ Houston, TX 77098 ▪  (713) 529-3730
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Frequently Asked Questions
  1. What are the most commonly made mistakes in buying or refinancing a house? 

  2. Should I refinance?

  3. Should I pay points? Does a 0 point/0 fee loan really exist?

  4. What is a FICO score?

  5. Why do interest rates change?

  6. What is the difference between pre-qualifying and pre-approval?

  7. What is a rate lock?

  8. Can my loan be sold? What happens if my lender goes out of business?

  9. What is PMI? Can I get rid of the PMI on my loan?

  10. What is an APR?

 

1751 Norfolk ▪ Houston, TX 77098
Phone: (713) 529-3730 ▪ Fax: (713) 529-3801

Texas Mortgage Broker Licenses:
Kurt Gumberger #65, Eddie de la Vega #2128, Joseph Smolensky #46661

Texas Loan Officer Licenses:
Robert Crane #6302, Pat Gano #3843, Miles McMullin #62905,
Michelle Wilburn #71105, Nick Nguyen #70721, Iva Lirette #70433, Cody Hohenberger#69647